Job Title Cards Business Analyst

Location Northampton

About the Job you are considering
We are seeking a detail oriented and analytical Business Design Analyst to drive initiatives within the Core Acquiring domain This role is pivotal in bridging business objectives with technology solutions ensuring that acquiring platforms payment processing systems and related services meet operational regulatory and customer requirements The ideal candidate will possess deep knowledge of card acquiring processes strong stakeholder management skills and the ability to translate complex requirements into actionable deliverables

Hybrid working

The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time.

Your role

Requirements Gathering & Analysis

• Collaborate with stakeholders to elicit, document, and validate functional and non-functional requirements for acquiring systems.
• Analyze existing business processes to identify opportunities for optimization, automation, and efficiency improvements.
• Ensure all requirements are aligned with industry standards, security principles, and regulatory frameworks (e.g., PCI DSS).

Solution Design Support

• Work closely with product owners, architects, and development teams to translate business needs into detailed technical specifications.
• Participate in and support design workshops, offering clarity on acquiring workflows, settlement processes, and transaction lifecycles.

Stakeholder Engagement

• Act as a liaison between business units, technology teams, and external vendors to ensure consistent alignment and communication.
• Facilitate workshops, requirement walkthroughs, and signoff sessions to ensure stakeholder buyin and understanding.

Testing & Validation

• Define acceptance criteria and support User Acceptance Testing (UAT) for enhancements to the acquiring platform.
• Validate that delivered solutions meet business objectives, comply with regulations, and function as expected.

Documentation & Reporting

• Maintain comprehensive documentation including process flows, use cases, functional specifications, and data mappings.
• Provide stakeholders with regular updates on project progress, risks, issues, and dependencies.

Required Qualifications

• Bachelors degree in business, Finance, Information Technology, or a related field.
• Proven experience as a Business Analyst within payments, card acquiring, or merchant services domains.
• Strong understanding of card acquiring processes, including transaction authorization flows, clearing, settlement, refunds, and chargebacks.
• Familiarity with ISO 8583 messaging standards, payment gateways, and common system integration patterns.
• Solid knowledge of Agile and Waterfall delivery methodologies and their application in financial technology projects.

Preferred Skills

• Excellent analytical, problemsolving, and communication skills, with the ability to translate complex concepts for diverse audiences.
• Demonstrated ability to manage multiple priorities effectively in a fastpaced, dynamic environment.
• Hands-on experience with tools such as Jira, Confluence, and process modeling software (e.g., Visio, BPMN tools).
• Exposure to regulatory and compliance standards within financial services, including risk, security, and audit considerations.

We are a Disability Confident Employer

Capgemini is proud to be a Disability Confident Employer (Level 2) under the UK Governments Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who

• Declare they have a disability, and
• Meet the minimum essential criteria for the role. Please opt in during the application process.

Make It Real (what does it mean for you)

• Youd be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions.
  To help support wellbeing we have trained ‘Mental Health Champions across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.
• You will be empowered to explore, innovate, and progress. You will benefit from Capgeminis ‘learning for life mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard Manage Mentor, Cybersecurity qualifications and much more.
• You will be joining one of the Worlds Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.
  
  

Why you should consider Capgemini

Growing clients businesses while building a more sustainable, more inclusive future is a tough ask. When you join Capgemini, youll join a thriving company and become part of a collective of free-thinkers, entrepreneurs and industry experts. We find new ways technology can help us reimagine whats possible. Its why, together, we seek out opportunities that will transform the worlds leading businesses, and its how youll gain the experiences and connections you need to shape your future. By learning from each other every day, sharing knowledge, and always pushing yourself to do better, youll build the skills you want. Youll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.

About Capgemini

Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end-to-end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of €22.1 billion.
Make it real | www.capgemini.com